Interest Accounts Comparison Tool

Find the best interest products for your crypto, stablecoins, and fiat with Blockfer's interest product comparison tool. Select and compare up to 5 interest products based on APY rates, available assets, minimum and maximum deposit amounts, compound interest, lockup terms, and more.

Overall Rating

Interest Account Features

Features Binance SavingsBlockFiCelsius NetworkCoinbase RewardsCompound
APY Rates 0.19% - 7.00%3.8% - 8.6%0.00% - 16.16%0.15%197700.00% - 1134200.00%
Interest Earning Assets EOS, USDT, BUSD, BNB, BTC, ADA, BAT, BCH, DASH, ETC, ETH, LINK, LTC, NEO, TRX, XLM, XMR, XRP, ZECBTC, ETH, GUSD, USDC, LTCBTC, ETH, LTC, XRP, BCH, ZRX, BTG, ZEC, XLM, DASH, TUSD, GUSD, PAX, USDC, DAI, USDT, EOS, CEL, OMG, TGBP, TAUD, TCAD, THKD, ORBS, XAUTUSDCETH, DAI, USDC, REP, ZRX, BAT, WBTC, USDT
Rate Variability Fixed, HighFixed, Low VariableHigh, Low Variable, Medium VariableFixedMedium Variable, High Variable
Earn Interest on Stablecoin, CryptoStablecoin, CryptoStablecoin, CryptoStablecoinStablecoin, Crypto
Deposit Amounts $1 - $1,000,000$1 - $1,000,000$1 - $1,000,000$1 - $1,000,000$0 - $1,000,000
Payout Frequency End of Terms, DailyMonthlyWeekly, DailyDailyDaily
Lockup Terms Flexible, 1 Week, 2 Weeks, 1 Month, 2 Months, 3 MonthsFlexibleFlexibleFlexibleFlexible
Compound Interest NoYesNoYesYes
Network Token NoNoCelsiusNoNo
Token Benefits No BNB Benefits. No TokenCEL Token must be deposited in your CEL wallet in order to lock-in the rates published. (5% in CEL tokens of the account balance.)No Network TokenNo Token
Platform Type Margin FundingCentralized LenderCentralized LenderCentralized LenderDecentralized Lender
Deposit Insurance NoYesNoNoNo
Credit Check NoNoNoNoNo
KYC Check NoYesYesYesNo
Platform Fees No FeesNo FeesNo FeesNo FeesNo Fees
Supported Regions 180+ CountriesAll CountriesAll CountriesUSAll Countries
Excluded Regions U.S and Sanctioned countries Sanctioned CountriesSanctioned CountriesOnly US supported.Sanctioned Countries

Interest Earning Assets & Interest Rates (APY)

Features Binance Savings BlockFi Celsius Network Coinbase Rewards Compound
EthereumETH 0.98%4.8%4.55%-1134200.00%
DAIDAI --16.16%-1134200.00%
Wrapped BitcoinWBTC ----695200.00%
0xZRX --3.00%-695200.00%
TetherUSDT 2.91% - 7.00%-11.55%-354800.00%
AugurREP ----354800.00%
USD CoinUSDC -8.6%11.55%0.15%354800.00%
Basic AttentionBAT 0.42%---197700.00%
TrueHKDTHKD --11.55%--
TrueCADTCAD --11.55%--
TrueAUDTAUD --11.55%--
TrueGBPTGBP --11.55%--
Paxos StandardPAX --11.55%--
TrueUSDTUSD --11.55%--
Gemini DollarGUSD -8.6%11.55%--
Binance USDBUSD 2.99% - 7.00%----
EOSEOS 0.49% - 6.79%-4.45%--
BitcoinBTC 0.82%6.2%4.55% / 6.20%--
DashDASH 1.33%-5.50%--
CelsiusCEL --5.12%--
LitecoinLTC 0.42%3.8%5.05%--
Tether GoldXAUT --4.51%--
Bitcoin CashBCH 0.59%-4.51%--
XRPXRP 0.19%-3.61%--
ZCashZEC 0.99%-3.61%--
OmiseGOOMG --3.11%--
StellarXLM 0.27%-3.10%--
TRONTRX 2.37%----
MoneroXMR 1.8%----
CardanoADA 0.92%----
NEONEO 0.77%----
ChainlinkLINK 0.66%----
Ethereum ClassicETC 0.64%----
Binance CoinBNB 0.32%----
Bitcoin GoldBTG --0.00%--
OrbsORBS --0.00%--

Company Facts

Features Binance SavingsBlockFiCelsius NetworkCoinbase RewardsCompound
Legal Name Binance Holdings LimitedBlockFi Inc.Celsius Network LimitedCoinbase, Inc. Compound Labs, Inc.
Incorporated Country MaltaUnited StatesUnited KingdomUnited StatesUnited States
Headquarters SingaporeNew York, NY United StatesNew York, NY United StatesSan Francisco, CA United States San Francisco, CA United States
Year Founded 20172017201720122018
CEO Changpeng Zhao (aka. CZ)Zac Prince Alex MashinskyBrian ArmstrongRobert Leshner
Total Employees 251-50010011-50500+11-20
Regulators Malta Financial Services Authority, Malta Digital Innovation AuthorityU.S State Lending RegulatorsNot RegulatedMoney Services Business with FinCENNot Regulated
Links Crunchbase, Twitter, Blog, LinkedInWebsite, Crunchbase, Whitepaper, Twitter, Blog, LinkedInWebsite, Crunchbase, Whitepaper, Source code, Twitter, Blog, LinkedInWebsite, Crunchbase, Whitepaper, Source code, Twitter, Blog, LinkedInWebsite, Crunchbase, Whitepaper, Source code, Twitter, Blog, LinkedIn
Make Better Decisions With Your Crypto.
How We Earn Revenue
Make Better Decisions With Your Crypto.
How We Earn Revenue