Interest Accounts Comparison Tool
Find the best interest products for your crypto, stablecoins, and fiat with Blockfer's interest product comparison tool. Select and compare up to 5 interest products based on APY rates, available assets, minimum and maximum deposit amounts, compound interest, lockup terms, and more.
Overall Rating
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| Overall Score | 7.5/10 | 8/10 | 7.5/10 | 6/10 | 7.5/10 |
| Global Access | 7/10 | 8/10 | 7.5/10 | 4/10 | 10/10 |
| Interest Accounts | 6.5/10 | 6/10 | 8.5/10 | 4/10 | 6/10 |
| Ease of use | 9.5/10 | 8.5/10 | 6.5/10 | 9/10 | 7.5/10 |
| Trust | 7.5/10 | 8.5/10 | 7/10 | 9.5/10 | 9/10 |
| Fees & Rates | 7/10 | 7.5/10 | 9/10 | 5/10 | 6/10 |
| Support | 9/10 | 7/10 | 7/10 | 6/10 | 7.5/10 |
Interest Account Features
| Features | Binance Savings | BlockFi | Celsius Network | Coinbase Rewards | Compound |
| APY Rates | 0.19% - 7.00% | 3.8% - 8.6% | 0.00% - 16.16% | 0.15% | 197700.00% - 1134200.00% |
| Interest Earning Assets | EOS, USDT, BUSD, BNB, BTC, ADA, BAT, BCH, DASH, ETC, ETH, LINK, LTC, NEO, TRX, XLM, XMR, XRP, ZEC | BTC, ETH, GUSD, USDC, LTC | BTC, ETH, LTC, XRP, BCH, ZRX, BTG, ZEC, XLM, DASH, TUSD, GUSD, PAX, USDC, DAI, USDT, EOS, CEL, OMG, TGBP, TAUD, TCAD, THKD, ORBS, XAUT | USDC | ETH, DAI, USDC, REP, ZRX, BAT, WBTC, USDT |
| Rate Variability | Fixed, High | Fixed, Low Variable | High, Low Variable, Medium Variable | Fixed | Medium Variable, High Variable |
| Earn Interest on | Stablecoin, Crypto | Stablecoin, Crypto | Stablecoin, Crypto | Stablecoin | Stablecoin, Crypto |
| Deposit Amounts | $1 - $1,000,000 | $1 - $1,000,000 | $1 - $1,000,000 | $1 - $1,000,000 | $0 - $1,000,000 |
| Payout Frequency | End of Terms, Daily | Monthly | Weekly, Daily | Daily | Daily |
| Lockup Terms | Flexible, 1 Week, 2 Weeks, 1 Month, 2 Months, 3 Months | Flexible | Flexible | Flexible | Flexible |
| Compound Interest |  |  | | | |
| Network Token | | | Celsius | | |
| Token Benefits | No BNB Benefits. | No Token | CEL Token must be deposited in your CEL wallet in order to lock-in the rates published. (5% in CEL tokens of the account balance.) | No Network Token | No Token |
| Platform Type | Margin Funding | Centralized Lender | Centralized Lender | Centralized Lender | Decentralized Lender |
| Deposit Insurance | | | | | |
| Credit Check | No | No | No | No | No |
| KYC Check | No | Yes | Yes | Yes | No |
| Platform Fees | No Fees | No Fees | No Fees | No Fees | No Fees |
| Supported Regions | 180+ Countries | All Countries | All Countries | US | All Countries |
| Excluded Regions | U.S and Sanctioned countries | Sanctioned Countries | Sanctioned Countries | Only US supported. | Sanctioned Countries |
Interest Earning Assets & Interest Rates (APY)
| Features | Binance Savings | BlockFi | Celsius Network | Coinbase Rewards | Compound | EthereumETH | 0.98% | 4.8% | 4.55% | - | 1134200.00% | DAIDAI | - | - | 16.16% | - | 1134200.00% | Wrapped BitcoinWBTC | - | - | - | - | 695200.00% | 0xZRX | - | - | 3.00% | - | 695200.00% | TetherUSDT | 2.91% - 7.00% | - | 11.55% | - | 354800.00% | AugurREP | - | - | - | - | 354800.00% | USD CoinUSDC | - | 8.6% | 11.55% | 0.15% | 354800.00% | Basic AttentionBAT | 0.42% | - | - | - | 197700.00% | TrueHKDTHKD | - | - | 11.55% | - | - | TrueCADTCAD | - | - | 11.55% | - | - | TrueAUDTAUD | - | - | 11.55% | - | - | TrueGBPTGBP | - | - | 11.55% | - | - | Paxos StandardPAX | - | - | 11.55% | - | - | TrueUSDTUSD | - | - | 11.55% | - | - | Gemini DollarGUSD | - | 8.6% | 11.55% | - | - | Binance USDBUSD | 2.99% - 7.00% | - | - | - | - | EOSEOS | 0.49% - 6.79% | - | 4.45% | - | - | BitcoinBTC | 0.82% | 6.2% | 4.55% / 6.20% | - | - | DashDASH | 1.33% | - | 5.50% | - | - | CelsiusCEL | - | - | 5.12% | - | - | LitecoinLTC | 0.42% | 3.8% | 5.05% | - | - | Tether GoldXAUT | - | - | 4.51% | - | - | Bitcoin CashBCH | 0.59% | - | 4.51% | - | - | XRPXRP | 0.19% | - | 3.61% | - | - | ZCashZEC | 0.99% | - | 3.61% | - | - | OmiseGOOMG | - | - | 3.11% | - | - | StellarXLM | 0.27% | - | 3.10% | - | - | TRONTRX | 2.37% | - | - | - | - | MoneroXMR | 1.8% | - | - | - | - | CardanoADA | 0.92% | - | - | - | - | NEONEO | 0.77% | - | - | - | - | ChainlinkLINK | 0.66% | - | - | - | - | Ethereum ClassicETC | 0.64% | - | - | - | - | Binance CoinBNB | 0.32% | - | - | - | - | Bitcoin GoldBTG | - | - | 0.00% | - | - | OrbsORBS | - | - | 0.00% | - | - |
Company Facts
| Features | Binance Savings | BlockFi | Celsius Network | Coinbase Rewards | Compound |
| Legal Name | Binance Holdings Limited | BlockFi Inc. | Celsius Network Limited | Coinbase, Inc. | Compound Labs, Inc. |
| Incorporated Country | Malta | United States | United Kingdom | United States | United States |
| Headquarters | Singapore | New York, NY United States | New York, NY United States | San Francisco, CA United States | San Francisco, CA United States |
| Year Founded | 2017 | 2017 | 2017 | 2012 | 2018 |
| CEO | Changpeng Zhao (aka. CZ) | Zac Prince | Alex Mashinsky | Brian Armstrong | Robert Leshner |
| Total Employees | 251-500 | 100 | 11-50 | 500+ | 11-20 |
| Regulators | Malta Financial Services Authority, Malta Digital Innovation Authority | U.S State Lending Regulators | Not Regulated | Money Services Business with FinCEN | Not Regulated |
| Links | Crunchbase, Twitter, Blog, LinkedIn | Website, Crunchbase, Whitepaper, Twitter, Blog, LinkedIn | Website, Crunchbase, Whitepaper, Source code, Twitter, Blog, LinkedIn | Website, Crunchbase, Whitepaper, Source code, Twitter, Blog, LinkedIn | Website, Crunchbase, Whitepaper, Source code, Twitter, Blog, LinkedIn |