Crypto Lenders Comparison Tool
Blockfer's crypto lender comparison tool has everything you need to find the right crypto loan. Select and compare up to 5 crypto lenders with our feature rich comparison tool. Below you'll find comparisons including: APR rates, assets available, minimum and maximum loans, accepted collateral, and much more.
Overall Rating
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| Overall Score | 8.5/10 | 8.5/10 | 8.5/10 | 8/10 | 7.5/10 |
| Global Access | 8/10 | 9/10 | 10/10 | 8/10 | 10/10 |
| Loan Options | 9/10 | 9/10 | 6/10 | 7.5/10 | 5/10 |
| Easy of use | 8/10 | 9/10 | 7.5/10 | 8/10 | 6/10 |
| Trust | 9/10 | 8/10 | 9/10 | 7.5/10 | 9/10 |
| Fees & Rates | 7/10 | 7/10 | 8/10 | 8.5/10 | 8.5/10 |
| Support | 9/10 | 8/10 | 7.5/10 | 6.5/10 | 7.5/10 |
Lender Features
| Features | BlockFi | Nexo | Compound | Celsius Network | MakerDao |
| APR Rates | 4.5% - 15.25% | 4.5% - 15.25% | 0% - 15.25% | 0% - 15.25% | 0% - 15.25% |
| Borrow Assets | USD, GUSD, USDC | USD, USDT | ETH, DAI, USDC, BAT, REP, ZRX, WBTC, USDT | USD, USDC, DAI, TUSD, GUSD, PAX, USDT | DAI |
| Rate Variability | Low Variable | Low Variable | Medium Variable | Low Variable | High Variable |
| Loan Amounts | $5,000 - $1,000,000 | $500 - $2,000,000 | $1 - $2,000,000 | $1 - $2,000,000 | $1 - $2,000,000 |
| Receive Funds | Fiat : 3 Business Days, Stablecoin : Instant | Fiat : 3 Business Days, Stablecoin : Instant | Stablecoin : Instant, Crypto : Instant | Fiat : 1-3 Business Days, Stablecoin : Instant | Stablecoin : Instant |
| Repayment Type | Interest Only | Interest Only | Interest Only | Interest Only | Interest Only |
| Available Loans | Fiat, Stablecoins | Fiat, Stablecoins | Stablecoins, Crypto | Fiat, Stablecoins | Stablecoins |
| Accepted Collaterals | BTC, ETH, LTC | BTC, ETH, XRP, BCH, BNB, LTC, NEXO, EOS, XLM, PAXG | ETH, DAI, USDC, BAT, ZRX, REP | BTC, ETH, BCH, XRP, LTC, DASH | ETH, BCH, XRP, LTC, DASH, BTC |
| Collateral LTV | 50% | 15% - 75% | 50% - 75% | 50% | 66% |
| Margin Call LTV | 70% | 80% | 80% | 70% | 66% |
| Collateral Insurance |  |  | | | |
| KYC Check | Yes | Yes | No | Yes | No |
| Platform Fees | Loan Origination Fee: 2% Already included in the APR percentages. | Margin Call: 15% | .02% Of all Interest Incurred | No Fees | Margin Call Fee: 5% |
| Network Token | | Nexo | | Celsius | Maker |
| Token Benefits | NO TOKEN | Interest Payments must be paid in NEXO tokens to get the published APR rates. | NO TOKEN | 5% of the total balance must be kept in CEL Tokens in the deposit wallet to get the published APR rates on your Loan. | Holding MKR comes with voting rights within MakerDAO to set APR rates and accepted collaterals. |
| Platform Type | Centralized Lender | Centralized Lender | Decentralized Lender | Centralized Lender | Decentralized Lender |
| Credit Check | No | No | No | No | No |
| Supported Regions | All Countries | All Countries | All Countries | All Countries | All Countries |
| Excluded Regions | Sanctioned Countries | Sanctioned Countries | Sanctioned Countries | Sanctioned Countries | No Exclusions |
Borrow Assets & Loan Rates (APR)
| Features | BlockFi | Nexo | Compound | Celsius Network | MakerDao |
| Basic AttentionBAT | - | - | 0% | - | - | EthereumETH | - | - | 0% | - | - | AugurREP | - | - | 0% | - | - | 0xZRX | - | - | 0% | - | - | Wrapped BitcoinWBTC | - | - | 0% | - | - | USD CoinUSDC | 4.5% - 13.25% | - | 0% | 3.46% - 6.26% | - | US DollarsUSD | 6.5% - 15.25% | 5.9% | - | 3.46% - 6.26% | - | Gemini DollarGUSD | 6.5% - 15.25% | - | - | 3.46% - 6.26% | - | TetherUSDT | - | 5.9% | 0% | 3.46% - 6.26% | - | DAIDAI | - | - | 0% | 3.46% - 6.26% | 8% | TrueUSDTUSD | - | - | - | 3.46% - 6.26% | - | Paxos StandardPAX | - | - | - | 3.46% - 6.26% | - |
Collaterals Accepted & Loan-to-Value (LTV)
| Features | BlockFi | Nexo | Compound | Celsius Network | MakerDao | EthereumETH | 20% - 50% | 50% | 75% | 25% - 50% | 66% | PAX GoldPAXG | - | 75% | - | - | - | DAIDAI | - | - | 75% | - | - | USD CoinUSDC | - | - | 75% | - | - | Basic AttentionBAT | - | - | 60% | - | - | 0xZRX | - | - | 60% | - | - | BitcoinBTC | 20% - 50% | 55% | - | 25% - 50% | - | LitecoinLTC | 35% - 50% | 30% | - | 25% - 50% | - | XRPXRP | - | 40% | - | 25% - 50% | - | Bitcoin CashBCH | - | 30% | - | 25% - 50% | - | AugurREP | - | - | 50% | - | - | DashDASH | - | - | - | 25% - 50% | - | Binance CoinBNB | - | 30% | - | - | - | EOSEOS | - | 30% | - | - | - | StellarXLM | - | 30% | - | - | - | NexoNEXO | - | 15% | - | - | - |
Company Facts
| Features | BlockFi | Nexo | Compound | Celsius Network | MakerDao |
| Legal Name | BlockFi Inc. | Credissimo AD-Sofia | Compound Labs, Inc. | Celsius Network Limited | MakerDAO Foundation |
| Incorporated Country | United States | Malta | United States | United Kingdom | Switzerland |
| Headquarters | New York, NY United States | Sofiya, Bulgaria | San Francisco, CA United States | New York, NY United States | Santa Cruz, CA United States |
| Year Founded | 2017 | 2007 | 2018 | 2017 | 2014 |
| CEO | Zac Prince | Sokol Iankov | Robert Leshner | Alex Mashinsky | Rune Christensen |
| Total Employees | 100 | 101-250 | 11-20 | 11-50 | 50-100 |
| Regulators | U.S State Lending Regulators | Unclear Regulation | Not Regulated | Not Regulated | Not Regulated |
| Links | Website, Crunchbase, Whitepaper, Twitter, Blog, LinkedIn | Website, Crunchbase, Whitepaper, Source code, Twitter, Blog, LinkedIn | Website, Crunchbase, Whitepaper, Source code, Twitter, Blog, LinkedIn | Website, Crunchbase, Whitepaper, Source code, Twitter, Blog, LinkedIn | Website, Crunchbase, Whitepaper, Source code, Twitter, Blog, LinkedIn |