Crypto Lenders Comparison Tool

Blockfer's crypto lender comparison tool has everything you need to find the right crypto loan. Select and compare up to 5 crypto lenders with our feature rich comparison tool. Below you'll find comparisons including: APR rates, assets available, minimum and maximum loans, accepted collateral, and much more.

Overall Rating

Lender Features

Features BlockFiNexoCompoundCelsius NetworkMakerDao
APR Rates 4.5% - 15.25%4.5% - 15.25%0% - 15.25%0% - 15.25%0% - 15.25%
Borrow Assets USD, GUSD, USDCUSD, USDTETH, DAI, USDC, BAT, REP, ZRX, WBTC, USDTUSD, USDC, DAI, TUSD, GUSD, PAX, USDTDAI
Rate Variability Low VariableLow VariableMedium VariableLow VariableHigh Variable
Loan Amounts $5,000 - $1,000,000$500 - $2,000,000$1 - $2,000,000$1 - $2,000,000$1 - $2,000,000
Receive Funds Fiat : 3 Business Days, Stablecoin : InstantFiat : 3 Business Days, Stablecoin : InstantStablecoin : Instant, Crypto : InstantFiat : 1-3 Business Days, Stablecoin : InstantStablecoin : Instant
Repayment Type Interest OnlyInterest OnlyInterest OnlyInterest OnlyInterest Only
Available Loans Fiat, StablecoinsFiat, StablecoinsStablecoins, CryptoFiat, StablecoinsStablecoins
Accepted Collaterals BTC, ETH, LTCBTC, ETH, XRP, BCH, BNB, LTC, NEXO, EOS, XLM, PAXGETH, DAI, USDC, BAT, ZRX, REPBTC, ETH, BCH, XRP, LTC, DASHETH, BCH, XRP, LTC, DASH, BTC
Collateral LTV 50%15% - 75%50% - 75%50%66%
Margin Call LTV 70%80%80%70%66%
Collateral Insurance NoYesNoNoNo
KYC Check YesYesNoYesNo
Platform Fees Loan Origination Fee: 2% Already included in the APR percentages. Margin Call: 15%.02% Of all Interest IncurredNo FeesMargin Call Fee: 5%
Network Token NoNexoNoCelsiusMaker
Token Benefits NO TOKENInterest Payments must be paid in NEXO tokens to get the published APR rates.NO TOKEN5% of the total balance must be kept in CEL Tokens in the deposit wallet to get the published APR rates on your Loan.Holding MKR comes with voting rights within MakerDAO to set APR rates and accepted collaterals.
Platform Type Centralized LenderCentralized LenderDecentralized LenderCentralized LenderDecentralized Lender
Credit Check NoNoNoNoNo
Supported Regions All CountriesAll CountriesAll CountriesAll CountriesAll Countries
Excluded Regions Sanctioned CountriesSanctioned CountriesSanctioned CountriesSanctioned CountriesNo Exclusions

Borrow Assets & Loan Rates (APR)

Features BlockFiNexoCompoundCelsius NetworkMakerDao
Basic AttentionBAT--0%--
EthereumETH--0%--
AugurREP--0%--
0xZRX--0%--
Wrapped BitcoinWBTC--0%--
USD CoinUSDC4.5% - 13.25%-0%3.46% - 6.26%-
US DollarsUSD6.5% - 15.25%5.9%-3.46% - 6.26%-
Gemini DollarGUSD6.5% - 15.25%--3.46% - 6.26%-
TetherUSDT-5.9%0%3.46% - 6.26%-
DAIDAI--0%3.46% - 6.26%8%
TrueUSDTUSD---3.46% - 6.26%-
Paxos StandardPAX---3.46% - 6.26%-

Collaterals Accepted & Loan-to-Value (LTV)

Features BlockFi Nexo Compound Celsius Network MakerDao
EthereumETH 20% - 50%50%75%25% - 50%66%
PAX GoldPAXG -75%---
DAIDAI --75%--
USD CoinUSDC --75%--
Basic AttentionBAT --60%--
0xZRX --60%--
BitcoinBTC 20% - 50%55%-25% - 50%-
LitecoinLTC 35% - 50%30%-25% - 50%-
XRPXRP -40%-25% - 50%-
Bitcoin CashBCH -30%-25% - 50%-
AugurREP --50%--
DashDASH ---25% - 50%-
Binance CoinBNB -30%---
EOSEOS -30%---
StellarXLM -30%---
NexoNEXO -15%---

Company Facts

Features BlockFiNexoCompoundCelsius NetworkMakerDao
Legal Name BlockFi Inc.Credissimo AD-Sofia Compound Labs, Inc.Celsius Network LimitedMakerDAO Foundation
Incorporated Country United StatesMaltaUnited StatesUnited KingdomSwitzerland
Headquarters New York, NY United StatesSofiya, Bulgaria San Francisco, CA United StatesNew York, NY United StatesSanta Cruz, CA United States
Year Founded 20172007201820172014
CEO Zac PrinceSokol IankovRobert Leshner Alex MashinskyRune Christensen
Total Employees 100101-25011-2011-5050-100
Regulators U.S State Lending RegulatorsUnclear RegulationNot RegulatedNot RegulatedNot Regulated
Links Website, Crunchbase, Whitepaper, Twitter, Blog, LinkedInWebsite, Crunchbase, Whitepaper, Source code, Twitter, Blog, LinkedInWebsite, Crunchbase, Whitepaper, Source code, Twitter, Blog, LinkedInWebsite, Crunchbase, Whitepaper, Source code, Twitter, Blog, LinkedInWebsite, Crunchbase, Whitepaper, Source code, Twitter, Blog, LinkedIn
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